Tuesday, August 14, 2018

Medicare Open Enrollment

Medicare Open Enrollment. Not to be confused with Obamacare Open Enrollment.

Time to review you Medicare Advantage or Medicare drug plan.

Medicare supplement plans do NOT have annual enrollment periods in most states.


Medicare open enrollment begins October 15 and ends at midnight December 7.

Medicare Open Enrollment Pre-Planning


Before enrolling in Medicare at age 65 for the first time, or planning your next move during Medicare open enrollment, there are things you need to do first.


  • Make a list of all doctors including name, address, phone
  • List all area hospitals, especially the ones you have used
  • Make a list of all medications including dosage, refills, prescribing doctor and pharmacy
  • Be aware of the donut hole and look for ways to avoid that trap
  • Make use of generics and off plan purchases
  • Look for FDA approved generics and ask your doctor before making a change
  • If renewing, get your drug list ID and password date from your last drug plan finder
  • If renewing, study your ANOC for changes
  • Use Medicare.gov for reviewing Advantage and drug plan options
  • Avoid using Medicare.gov for drug plan comparisons prior to October 25
  • Medicare.gov and your state DOI site are essentially useless when comparing Medicare supplement options
  • Most Medigap quote engines only list a handful of options and rarely have plans with the best value
  • Many quoting sites will sell your information to numerous agents; some don't provide instant quotes


Never put anything on auto-renew unless you like unpleasant surprises.

You have questions. We have answers.

#MedicareOpenEnrollment




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